Noun

Singular finance

Plural finances

finance (plural finances)

  1. The management of money and other assets.
  2. The science of management of money and other assets.
  3. In plural (finances), the monetary resources, especially those of a public entity or a company.

From Wiktionary under the GNU Free Documentation License.
Sat Oct 24 01:04:05 2009

Finance is the science of funds management. The general areas of finance are business finance, personal finance, and public finance. Finance includes saving money and often includes lending money. The field of finance deals with the concepts of time, money and risk and how they are interrelated. It also deals with how money is spent and budgeted.

Finance works most basically through individuals and business organizations depositing money in a bank. The bank then lends the money out to other individuals or corporations for consumption or investment, and charges interest on the loans.

Loans have become increasingly packaged for resale, meaning that an investor buys the loan (debt) from a bank or directly from a corporation. Bonds are debt sold directly to investors from corporations, while that investor can then hold the debt and collect the interest or sell the debt on a secondary market. Banks are the main facilitators of funding through the provision of credit, although private equity, mutual funds, hedge funds, and other organizations have become important as they invest in various forms of debt. Financial assets, known as investments, are financially managed with careful attention to financial risk management to control financial risk. Financial instruments allow many forms of securitized assets to be traded on securities exchanges such as stock exchanges, including debt such as bonds as well as equity in publicly-traded corporations.

Central banks act as lenders of last resort and control the money supply, which affects the interest rates charged. As money supply increases, interest rates decrease.

From Wikipedia under the GNU Free Documentation License
Tue Nov 3 13:17:07 2009

Should I buy a car which is categorized as a finance repossession?
Q. Should I buy a car which is categorized as a finance repossession? I checked this preowned car, and AA said there is an existing finance agreement against the car, which is a hire purchase. I told the dealer, and he said this is a finance repossession. He said the finance company has cleared the car. Obviously I will speak directly to the finance company. But do you think it is advisable to buy this type of car? It is a Nissan Almera, so quality-speaking, it should be good.
Asked by lankhai2006 - Sun Apr 5 14:25:48 2009 - - 9 Answers - 0 Comments

A. If there is an existing finance on the car, the dealer should not be selling it. The finance should have been cleared up by the repo and the car should have a clean title now. There's nothing wrong with buying a repo. It's like any other used car. Some uninformed people might advise against it because they think such cars have been abused by the owners, knowing that they are going to lose the car. This is rarely true. The repo usually comes on quickly, in a matter of a couple of months, so there is little time to abuse the car. It wouldn't be smart anyway, because the car would sell for less at auction, and they would owe a larger balance on their loan after the repo.
Answered by peterthegreat - Sun Apr 5 14:34:58 2009

What is the name of a popular personal finance software program?
Q. Perosnal Finance software helps you balance your check book and manage your finances.
Asked by jenna - Fri Jan 25 15:44:15 2008 - - 1 Answers - 0 Comments

A. MSN Money and Quicken are always ranked the highest but they are labor intensive up front and require additional steps to keep it updated. If you're looking for simplicity try mint.com but that lacks the ability to input your investments. It is secured using the same software many US banks use for firewalls.
Answered by Kevin L - Fri Jan 25 16:01:58 2008

How much does a finance major make?
Q. I am preparing to graduate college in may of 2008 and I am wondering what a 1st year finance major can expect there first year out. I have a 3+ GPA and I want to become and investment banker, any suggestions would be welcomed. My area of finance is corporate finance.
Asked by Tres - Mon Jun 25 16:19:20 2007 - - 3 Answers - 0 Comments

A. It really depends on the field you're going in, whether it's sales or operations, with a mixture of bonuses and commission. If it's operations (such as backoffice of a financial institution) the starting wage can be mid 40's to mid 50's. With this field there's no risk of losing money since you're not depending on sales and so forth, but the tradeoff is that you're only extra incentive comes from quarterly or year-end bonuses. Usually there's little to no commission at all. And of course with sales the potential to make money is unlimited. It really depends on where you're going to start in. If it's in banking, like myself, you'll get a mid-range salary plus commission and bonuses. Or you can do the 100% commission route, which… [cont.]
Answered by williamdefalco - Tue Jun 26 12:07:46 2007

From Yahoo Answer Search: "finance"
Tue Nov 17 21:52:12 2009

German Finance Minister:Govt Agrees On EUR20B Tax Cuts From 2011 - Wall Street Journal
news.google.com
German Finance Minister:Govt Agrees On EUR20B Tax Cuts From 2011

Wall Street Journal

BERLIN (Dow Jones)--The German cabinet has agreed to cut income taxes by EUR20 billion from 2011, according to German Finance Minister Wolfgang Schaeuble. ...



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RBS Dismisses Eight Asia-Pacific Bankers - Wall Street Journal
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RBS Dismisses Eight Asia-Pacific Bankers

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hong kong royal Bank of Scotland Group PLC has dismissed eight Hong Kong-based corporate finance bankers as part of its merger of two corporate ...

UPDATE 1-RBS Asia names heads of new banking groups Reuters



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S Korea considering to raise its 2010 growth forecast: finance minister - Xinhua
news.google.com
S Korea considering to raise its 2010 growth forecast: finance minister

Xinhua

... as the economic is expected to grow even higher than its earlier projection of a 4-percent expansion, Finance Minister Yoon Jeung-hyun said Thursday. ...

Seoul shares may fall, minister comment to help Reuters

S.Korean economy to grow in 2010: minister AFP

S.Korea econ growth seen over 4 pct in 2010 -fin min Forbes



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From Google News Search: "finance"
Thu Nov 19 21:34:18 2009

Personal Finance jpg
bradford.gov.uk
Personal Finance jpg
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[source page]

Personal Finance Overview This section of the site deals with Bradford Council s taxation and benefits information Further information about all of the responsibilities of HM Revenue and Customs is available from

yahoo finance apple t jpg
blog.delaranja.com
yahoo finance apple t jpg
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[source page]

Google Finance is not different from Yahoo Finance in general But as usual the devil is in the details Just two examples of how google as delivered a better user experience and thus a

business finance jpg
adeptfinance.co.uk
business finance jpg
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[source page]

Click here for USA Business Finance

From Yahoo Image Search: "finance"
Fri Nov 13 23:23:48 2009

Zappos Blogs: Inside Zappos: Finance Thanksgiving Potluck
blogs.zappos.com
Zappos Blogs: Inside Zappos: Finance Thanksgiving Potluck

Pat W

Wed, 18 Nov 2009 16:31:45 GM

The . Finance. team organized a department wide potluck dinner in the style of "The Pilgrim Supper" . We decided to check it out and see what was on the menu, and maybe do a little taste testing as well! Great job of exuding core value #7 ...

Guaranteed Car Finance Now Receive You Car Finance Now | Haber ...
habersiyaset.com
Guaranteed Car Finance Now Receive You Car Finance Now | Haber ...

admin

ue, 17 Nov 2009 23:17:15 GM

When it comes down to it in today's world not many people want to go out there not knowing exactly what the process encompasses when they are trying to buy.

Free Online Portfolio Manager & Personal Finance Advisor ...
amitbhawani.com
Free Online Portfolio Manager & Personal Finance Advisor ...

Amit Bhawani

Wed, 18 Nov 2009 11:25:43 GM

Do you invest in the Stock Exchange Markets? If yes then iam sure you would be researching different Stocks on a daily basis in order to keep yourself updated.

From Google Blog Search: "finance"
Wed Nov 18 22:12:15 2009